Everything you need to know about Cresor
– ⏱ 4 min
If you have been following Spanish real estate crowdlending for a while and are looking for StockCrowd IN, you will not find it. Since September 2026 the platform has operated under the name Cresor Investment.
It is only a change of brand: the company, the team, the shareholders and the business model remain the same. As the company itself explained, it was looking for a simpler, more recognisable identity that would avoid confusion with other platforms in the sector. This is worth knowing, because much of the information in circulation is still published under the previous name.
What it is and under what supervision it operates
Cresor is a crowdlending platform: it pools the contributions of many retail investors to grant loans, mainly to property developers who build or refurbish housing. The investor lends a small amount, the developer repays that money with interest within an agreed term, and each investor receives their corresponding share.
Because it is a loan and not an equity stake, the investor does not become a shareholder or share in the final profit from the sales. They receive the agreed interest rate, no more and no less, and in exchange they are paid before the shareholders, normally with a mortgage guarantee behind the loan.
It has a particular feature that sets it apart from most: in addition to real estate projects, it finances loans to businesses, with returns and risk profiles that differ from those of bricks and mortar.
It has been operating since 2018 and is authorised by the National Securities Market Commission as a crowdfunding service provider, with number 19 in the register. Its registered name is StockCrowd Platform, S.L., funds pending investment are held in custody by the payment institution Lemon Way, and it is run by Mireia Badia as chief executive officer.
Its activity, in figures
At Realty Investor we keep our own record of the offerings published on the European market. Between December 2025 and October 2026, these are its figures in real estate projects.
It operates in the mid-range. €21.7 million spread across 25 deals, with a median raise of €750,000. The largest we recorded was €2 million and the smallest €250,000, a narrower range than that of the platforms that handle deals of several million.
Few investors and high tickets. The median deal brought together 184 participants, but with an average ticket of around €3,659, among the highest on the Spanish market. It is the opposite profile to that of the mass-market platforms: fewer investors, each with more capital.
Rounds are filled within the day. Half were completed in 38 minutes or less and almost all in under twenty-four hours, with several closed in barely a minute.
Catalonia and the Mediterranean coast. All 25 deals were crowdlending and all of them in Spain. Barcelona tops the list, followed by Madrid, and the rest are spread mainly across the Mediterranean arc and Andalusia, with projects in Salou, Ibiza, Almería, Granada and Málaga.
Stable returns and variable risk. The median interest rate was 10.5%, within a narrow range of between 10% and 12%, at a median term of 15 months. The LTV, which relates the amount lent to the value of the asset, shows by contrast a wide dispersion: the median stands at 55.5%, but there are deals ranging from 12% to 87%, so the safety margin varies considerably from one project to another.
According to its public communications, it has returned more than €100 million to investors, equivalent to 68% of the capital invested, and paid more than €12 million in interest. The average size of its deals has tripled in three years, from around €300,000 in 2023 to close to €900,000 in 2026.
What investing in Cresor is like
The minimum investment in real estate projects is €250 and the platform charges investors no fees: its revenue comes from the developer.
There are three aspects worth knowing. There is no secondary market, so the capital remains invested until the project repays, with an average term of around thirteen months. The portfolio is concentrated in Spain, which ties the whole to the performance of that market. And as regards repayment performance, Cresor is one of the few platforms that publishes its historical default rate, which stands at around 2% of the capital lent since 2018, a level of transparency that is unusual in the sector and makes it possible to put figures on something most platforms do not disclose.
Realty Investor
Taking part in real estate projects no longer requires buying a flat: with Realty Investor you can do it from your phone, through platforms authorised by the CNMV and their equivalents in Europe, such as the one you have just read about.
We bring together in a single app the real estate crowdfunding projects of seven European countries. You choose the project, connect your platform account, invest without leaving the app and follow your entire portfolio from the app.
Available for iOS and Android · beta with simulated money
Realty Investor data on the deals published between December 2025 and October 2026, compiled from our own market record and not from the platform's full history. The cumulative figures for capital returned, interest paid and defaults come from the company's public communications and from industry sources.
Informational and educational article. It does not constitute financial, tax or investment advice, nor a recommendation regarding any project or platform. Realty Investor is not a crowdfunding service provider. Investing in crowdfunding involves the risk of total or partial loss of capital, of not obtaining the expected return and of illiquidity, and is not covered by the Deposit Guarantee Fund or the General Investment Guarantee Fund. Past returns do not guarantee future returns.