Pre-opening | Urbanitae opens "Rivage de Thau" in Marseillan with a 13% annual yield on Tuesday, April 21

20/04/2026 – ⏱ 3 min

April 20, 2026 – Estimated reading time: 8 min

This article is for informational purposes only and does not, under any circumstances, constitute an investment recommendation or financial advice.

The crowdfunding platform Urbanitae continues its international expansion with a new strategic milestone: its second debt operation in French territory. The project, named "Rivage de Thau," is located in the exclusive coastal town of Marseillan, in the Occitanie region of southern France. Next Tuesday, April 21, at 4:00 PM, the opportunity will open to partially finance the acquisition of residential land for the development of a luxury complex under the Branded Residences concept.

Operation Structure and Profitability The investment is structured through the granting of a fixed-rate loan to the company PORT MARSEILLAN II SAS. Urbanitae investors will provide the entire single tranche of financing, intended for the purchase of land for the development of 133 apartments and 12 commercial premises.

The financial pillars of this opportunity are:

Financing Amount: €5,000,000.

Annual Interest Rate: 13% simple annual interest.

Estimated Term: 24 months.

Estimated Total Return: 26% at the end of the period.

Minimum Return: A return equivalent to 8 months of interest is guaranteed in the event of early repayment.

Payment of Interest: Both principal and interest will be paid at maturity, with interest beginning to accrue from the moment of formalization.

An Exclusive Asset on the French Coast The project is being developed on the front line of the coast, between the Mediterranean Sea and the Thau lagoon. The complex will be managed by a world-renowned international hotel operator, guaranteeing high-end service standards for the future owners of the apartments (ranging from 1 to 4 bedrooms).

Project Status and Commercialization Unlike other developments in early stages, "Rivage de Thau" shows significant technical and commercial maturity:

Building License: Currently in force, allowing for immediate execution following the land acquisition.

Pre-commercialization: 6% of the total projected revenue (8 units) has already been reached.

Phase Structure: The project consists of 4 phases; the first phase (26 units) already records 30% pre-sales.

The Manager: Proprietes & Co The project's solvency is backed by Proprietes & Co, a family-owned real estate group with over 20 years of experience specializing in luxury resorts in Southern Europe and the Caribbean. The group has managed projects with a Gross Development Value (GDV) exceeding €500 million and currently holds a future pipeline of over €1.5 billion. This is the group's second collaboration with Urbanitae, reinforcing the mutual trust between the platform and the developer.

Security and Exit Strategy Urbanitae has designed a robust guarantee package adapted to French legislation to protect investor capital:

First-Rank Mortgage: Registered over the project's plots.

Irrevocable Payment Orders: Loan repayment has priority collection over 17% of sales before a notary, under the French VEFA system (progressive payments from buyers as construction progresses).

Personal Guarantee: Notarized personal guarantee from the project manager in the amount of €1,000,000.

Trust (Fiducie): A guarantee structured as a Trust under French law over the shares and collection rights of the borrowing company.

First Demand Guarantee: Over the project manager's parent company.

Repayment Visibility The exit strategy is clear: the additional sale of 34 units will cover the full repayment of the principal and accrued interest during the 24-month term. Under the VEFA system, funds will be recovered through the periodic capital calls made by the final buyers.

Investment Timeline April 2026: Granting of the loan and land acquisition.

Q2 2026: Continuation of construction works and active commercialization.

Q1 2028: Completion of works and delivery of homes.

April 2028: Full return of principal and interest to investors.

The attractive risk-reward profile, combined with the prime location in a high-demand area for second homes in southern France, positions Rivage de Thau as one of the platform's most prominent debt operations in the European market.

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