Learn real estate crowdfunding
Free guides in plain language to understand how it works, what risks it carries and how to analyse a project before investing. Whether you are starting from scratch or already investing.
What is real estate crowdfunding and how does it work?
What real estate crowdfunding is, how it works step by step, how you make money and what risks it carries. Explained in three minutes, without jargon.
The risks of real estate crowdfunding you should know before investing
What can go wrong when you invest in real estate crowdfunding: delays, defaults, cost overruns, illiquidity and concentration. Explained without drama and without hype.
How many projects you need to diversify in real estate crowdfunding so that one default doesn't ruin your year
How many projects you need to diversify in real estate crowdfunding, why the number matters less than the weight of each deal, and what other dimensions you should spread across.
How to choose a real estate crowdfunding platform without getting a nasty surprise
How to choose a real estate crowdfunding platform: authorisation, track record of repaid projects, fees, minimums and how it behaves when a project is delayed.
How you get your money back in real estate crowdfunding, and why it sometimes takes a while
What the source of repayment is in real estate crowdfunding, which ones are most common (sale, refinancing, rental income, land sale) and what each one depends on.
What happens to your money when the collateral has to be enforced in real estate crowdlending
What a first-ranking mortgage, a pledge over shares and the developer's guarantee mean in real estate crowdlending, and how much they really cover if the project fails.
What LTV is in real estate crowdfunding and why the percentage you see can mislead you
What LTV is in real estate crowdfunding, how it is calculated, how much margin it really leaves you and why not all platforms measure it against the same value.
Building permits and pre-sales in real estate crowdfunding: the two signs that a project is serious
What it means for a real estate crowdfunding project to have its building permit granted or still pending, what pre-sales really tell you and how to read the two signals together.
Real estate crowdfunding fees: if you're not paying, how does the platform make money?
How real estate crowdfunding platforms get paid, why the investor pays no fees, what that means for the return and how profit is shared in equity deals.
What happens when a real estate crowdfunding project is delayed and your money doesn't arrive
What happens when a real estate crowdfunding project is delayed: the difference between an extension and a default, why it happens, how it is handled and what options the investor has.
Idle cash in real estate crowdfunding: the return you lose without realising
What idle cash is in real estate crowdfunding, why your balance spends time earning nothing between projects, how it affects your real return and what reduces it.
Types of delay in real estate crowdfunding: they don't all mean the same for your money
The types of delay in real estate crowdfunding: contractual extension, voted extension, delay with default interest and delay that ends in default. How to tell which one you are in.
Put what you learn into practice
With the Realty Investor app you compare projects from authorised platforms, invest in them without leaving the app thanks to the integrations, and follow your whole portfolio in one place.
Realty Investor's guides are informational and educational content: they do not constitute financial, tax or investment advice, nor a recommendation on any project or platform. Investing in crowdfunding projects involves risks, including the total or partial loss of the capital invested.