Pre-opening | Wecity to Publish the Los Ahijones Project on Friday, December 19th at 12:00 PM

18/12/2025 – ⏱ 3 min

This article is for informational purposes only and does not, under any circumstances, constitute investment advice or a recommendation.

Wecity has announced the upcoming opening of the Los Ahijones Project, a specialized debt operation intended to finance the VAT derived from the acquisition of a plot in one of Madrid's most significant urban developments. The fundraising phase is scheduled to begin next Friday, December 19th, at 12:00 PM (Spain time), with a funding target of €600,000.

Financial Structure and Yield

The operation is presented as a fixed-rate loan with a technical structure oriented towards the short term and guarantees based on tax assets:

Target Amount: €600,000.

Annual Nominal Interest Rate (TIN): 10.50%.

Estimated Total Return: 7.88%.

Maturity Term: 9 months (with a 3-month extension option).

Guarantee: Pledge over the VAT refund right from the AEAT (Spanish Tax Agency) (€670,631.63).

Amortization: Principal and interest paid at maturity (bullet), with a 6-month mandatory period.

Metric Analysis and Market Context

The Los Ahijones Project integrates into the current crowdfunding market with indicators reflecting a risk-return profile adjusted to the specific nature of its collateral:

Debt Segment Performance: The 10.50% TIN sits within a competitive range among recently analyzed debt operations. It is positioned above the 10.0% TIN observed in several high-volume transactions, while remaining slightly below the 11.0% TIN threshold offered in other land and construction financing projects.

Commercial Risk Mitigation: The managing cooperative reports a commercialization level of 92.85% (39 out of 42 units sold). This figure represents one of the highest pre-sale metrics recorded in the sector this quarter, surpassing commercialization levels of other comparable residential assets that range between 72% and 89%.

Guarantee Structure: Unlike the first-rank mortgage on physical assets common in construction financing, this operation is backed by a pledge guarantee over a credit right against the Public Administration. The success of the exit for investors therefore depends on the effective VAT refund by the AEAT.

Project Capitalization: The equity contribution by the cooperative amounts to €1,667,373.63, covering the majority of the asset acquisition cost and reinforcing the structural solvency of the operation.

Location and Urban Development

The asset is located in the Los Ahijones sector, Madrid, a residential environment in a strategic expansion phase. The land will be used for the development of 42 Basic Protected Housing units (VPPB). The location benefits from proximity to key communication axes such as the M-45 and R-3, factors that, alongside the consolidation of services in neighboring districts, support the high demand reflected in the current volume of reservations.

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Our tool facilitates the integration of data from the sector's leading platforms, allowing investors to technically evaluate the risk-adjusted return of each operation from a unified environment.

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Legal Disclaimer: This publication is purely informative. Real estate investments carry risks, including the total or partial loss of invested capital.

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