Flash Closure: Urbanitae Closes the Pizarro | Vigo Project in 8 Minutes

16/12/2025 – ⏱ 2 min

Urbanitae has confirmed the successful closure of the Pizarro | Vigo Project, a €2,290,000 loan for the prime residential refurbishment of a building in Vigo. The operation, which was structured in Tranche A, was completed in a record time of just 8 minutes after its opening at 4:00 PM (UTC+1) this Tuesday, December 16th.

Record Funding and Key Figures

The flash closure in just 8 minutes for a volume of €2.29 M demonstrates the platform's strong liquidity and investors' preference for real estate debt with solid guarantees. This closing time is faster than Urbanitae's Hotel B&B Sevilla Project (€2.0 M, closed in 10 minutes) and only slightly slower than StockCrowd IN's Laureà Miró 67 Project (€1.2 M, closed in 2 minutes). The fundraising results were:

Funds Raised: €2,290,000.

Number of Investors: 1,097 investors.

Average Ticket: €2,088.

Key Success Factors (Comparative Data)

The project's success was based on a combination of high returns and reinforced guarantees, highlighting the following data:

Superior Interest Rate: The loan offered a rate of 10.75% Annual TIN, an expected total return of 21.50%, and a minimum return equivalent to 15 months of interest (13.43%). This rate slightly surpasses the 10.0% TIN of Urbanitae's Benasque Project and StockCrowd IN's Laureà Miró 67 Project, approaching the maximum rates of 11.0% TIN seen in Civislend and Raizers projects.

Reinforced Guarantee: Similar to the Benasque Project and Raizers' Ronquillo Project, the main guarantee was a first-rank mortgage. This security factor is a priority for investors.

Experience and Risk Mitigation: The manager, LEDICIA REAL ESTATE, has over 20 years of experience in integral refurbishments and had already executed a similar project on the same street. Furthermore, the construction supervision by a Project Monitor mitigates execution risk.

The successful closure of the Pizarro Project validates Urbanitae's strategy of offering debt operations with high returns, solid guarantees, and mitigated execution risk in prime markets.

Realty Investor: a project under construction

Realty Investor is developing a digital platform that will centralize all real estate crowdfunding and crowdlending opportunities in a single environment. Its goal is to offer investors the possibility to discover, compare, and invest in projects such as the Pizarro | Vigo Project from a single application, with verified information, comparable metrics, and an optimized mobile experience. The project is currently in the development phase, driven by a team specialized in investment and real estate.

Realty Investor

Your real estate crowdfunding, in one app.

Discover new opportunities. Invest through leading platforms. Manage your whole property portfolio from a single place.

The Realty Investor beta is now available. Explore the market, discover new projects and get to know the platform with simulated money, without putting in any capital.

Download the beta and start discovering a new way to manage your real estate investments.