Pre-opening | Raizers finances the purchase and resale of two building plots in Bezons (Val-d'Oise, France) with a €225,000 bond issue

09/09/2026 – ⏱ 4 min

This article is for informational purposes only and does not, under any circumstances, constitute investment advice or a recommendation.

The crowdfunding platform Raizers is preparing a property-trading (marchand de biens) transaction in the Île-de-France region. The project consists of acquiring two plots at 10 rue Rouget de Lisle in Bezons (Val-d'Oise department) for resale to two separate buyers. The transaction is structured as a €225,000 bond issue by the company SAM ONE PROMOTION, secured by a first-rank mortgage in favour of Raizers, acting on behalf of all bondholders. Investors should keep in mind that any reference to return is inseparable from the corresponding risk, which is described below.

The €225,000 finances the purchase of the land and its temporary holding until the resale deeds are signed, with no construction works planned. Repayment will come from the sale of the two plots, for a combined €333,000, which determines a loan-to-value ratio of 68%. The published calendar places the acquisition of the land on 15 September 2026, the sale of the first plot a few days later and that of the second in early October 2026, the point at which full repayment of the financing is expected. The published offering does not specify the nominal interest rate offered to bondholders, the opening date and time of the call, the minimum investment per user or an internal credit rating; the investor should verify those points in the loan agreement and in the key investment information sheet (FICI) before committing funds.

Asset Description, Planning Progress and Commercial Traction

The asset is a plot already divided into two building lots intended to be resold separately. The cadastral division, the topographic survey and the boundary demarcation were carried out in 2025, before SAM ONE PROMOTION took over the project, so the developer has no division procedures to complete and no works to carry out. The plots are sold unserviced, and connections to the various utility networks will be handled directly by the future buyers as part of their own construction projects.

Lot 1 measures 230 square meters and is being resold for €169,000, equivalent to €735 per square meter; lot 2 measures 357 square meters and is being resold for €164,000, equivalent to €459 per square meter. Together they total 587 square meters and €333,000, at an average of €567 per square meter. Comparable plots recorded in the area show, according to the transaction documentation, an average price of around €755 per square meter, so the resale is set below that reference. Both plots are 100% pre-sold: each is covered by a signed sale agreement with reservations settled, and each buyer holds a building permit that has been obtained, is in force and is free of appeals, as well as financing already validated.

The site sits in a predominantly residential setting, near Argenteuil and the municipalities west of Paris. Bezons has 36,000 inhabitants and offers the shops, services, schools and amenities of everyday life. La Défense is about 7 kilometres away and Paris 17 kilometres; the T2 tram connects Pont de Bezons directly with La Défense, and several bus routes serve rue Rouget de Lisle and the nearby railway stations.

Legal Structure, Real Collateral and Risk Factors

The transaction is carried out by SAM ONE PROMOTION, a limited liability company with share capital of €10,010, registered with the Versailles Commercial Register under number 914 907 001 on 24 June 2022. Repayment of the bond issue is secured by a first-rank mortgage constituted in favour of Raizers on behalf of the bondholders and by the personal guarantee of the company's director.

The documentation itself identifies as the main point to consider that repayment of the financing depends on both sales completing, although both are backed by signed commitments. To that is added that the financing period is short and that its repayment rests entirely on those two resales, with no alternative income expected over the life of the transaction.

In compliance with the European crowdfunding framework, it is recalled that non-experienced investors have a four-calendar-day pre-contractual reflection period during which they may revoke their investment offer without justification or penalty. This is a crowdfunding product and not a deposit or a guaranteed savings product. Real estate investments carry risks of illiquidity and of total or partial loss of principal; this vehicle is not supervised by the CNMV or the Bank of Spain, and lacks the coverage of the deposit guarantee scheme provided for in Directive 2014/49/EU and of the investor compensation scheme provided for in Directive 97/9/EC. Investors may not recover the capital contributed.

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